Military Star Card – Save 15% on First Day Purchase

Military Star Card – The Army and Air Force Exchange Service (AAFES) and the Exchange Credit Service (ECP) provide a private-label credit card called the Military Star Card.

Military Star Card - Save 15% on First Day Purchase

Military Star Card – Save 15% on First Day Purchase

Benefits include a low APR (10.99 percent), no fees (annual or otherwise), and discounts (in the form of a percentage) at certain base-operated exchange firms. Only shops run by the exchange may accept it. The Military Star Rewards MasterCard, which was offered in the past, merged the private-label credit line with a Chase Bank-managed MasterCard credit line to provide cardholders the best of both worlds. Those two accounts, while they were consolidated onto a single physical card, appeared on credit reports and were serviced through two different websites.

Each cardholder of a Military Star Card or Military Star Rewards MasterCard received a new card in the mail sometime in the autumn of 2015. With the new Military Star Card, all cardholders, not only MasterCard holders, will earn points for every dollar spent at shops and restaurants on base. Users will get a $20 Exchange gift card in the mail after they have accumulated 2,000 points.

The new Chase Military Free Cash Rewards card offers its cardholders 2% cash back on purchases made at Exchange stores, MWR facilities, and the commissary, as well as 1% cash back on all other transactions. Users who still had a rewards balance on their Military Star MasterCard as of late September 2015 may redeem their points for cash at Chase Bank or have them issued as exchange gift cards automatically. Users should expect to get their gift cards via the mail sometime in late November.

Military Star Card Rules & Regulation

  • Points Earned on the Military Star Card
  • Spend $1 and get 2 points; accumulate 2000 points; buy $20 in Exchange currency.
  • Despite the card’s perks, military personnel and their families may find better credit cards elsewhere. There is sometimes no annual cost or a waiver of the annual fee for military personnel and their wives who use these cards.
  • Save 10% at the Cafeteria
  • All purchases made using a Military Star Card at Exchange Restaurants will be discounted by 10%.

How To Use Military Star Card?

The Military Star Card may only be used at authorised military installations. It may be used at any AAFES, NEX, or MCX-operated retail or dining business.

When compared to other credit cards accessible to military families, this one is particularly poor due to its geographical limitation. The Military Star Card, for instance, is not accepted anywhere online except for,, and

The Military Star Card’s relative weakness is shown when compared to the Chase Freedom FlexSM Credit Card.

Flex Freedom Military Chase

  • Credit Card with Chase Freedom FlexSM
  • Visit our partnered site for application instructions.
  • Spend $500 within three months and get $200 (20,000 Ultimate Reward points).
  • When you book your trip via the Chase Ultimate Rewards website, you’ll get a 5% cash rebate.
  • Spending on eating out, takeaway and delivery rises by 3%
  • Get a rebate of 3% on all pharmacy buys
  • One percent cash back on everything else
  • quarterly bonus of 5% up to $1500 on certain product categories

Military Star Card - Save 15% on First Day Purchase

There is no yearly charge

When comparing the Chase Freedom Flex and Chase Freedom Unlimited, keep in mind that active duty military personnel and their families are exempt from the annual fee on premium travel.

Rewards credit cards like The Platinum Card® from American Express, the American Express® Gold Card, and the Chase Sapphire Reserve® Card.

My Ultimate Guide to Military Credit Cards will teach you how to make the most of your military credit card privileges under the Military Lending Act (MLA) and the Servicemembers Civil Relief Act (SCRA).

Over 8,000 service members, National Guard members, Reserve members, and military spouses have completed this course at no cost to themselves.

  • The Perks of a Military Star Card
  • The Star Card has a few advantages. For example:
  • There is no yearly charge
  • Spend a dollar, get two points; accumulate two thousand points, get a twenty dollar gift card.
  • Save 10% on Marketplace Buys
  • Discount of 5 cents per gallon on petrol purchases at the swap meet
  • Pay no interest when you buy uniforms for the armed forces
  • A Zero-Yearly-Rate Policy

The Military Star Card is free of charge each year. While this is a nice perk, service members and their families may also benefit from the absence of annual fees by using any American Express or Chase credit card.

The Blue Cash Preferred® Card from American Express is just one example of a better card that is now within your reach.

This card offers a 6% cash back bonus on U.S. grocery purchases up to $6,000 per year (then 1% beyond that) and has no annual fee for active duty service members and their families. Generally speaking, OCONUS Commissaries are also considered US supermarkets.

Fee is $95 after the first year, although the Military Lending Act exempts service members and their families from this payment.

  • Spend $3,000 on your new Card during the first 6 months and you’ll get a $250 statement credit.
  • OCONUS commissaries and the majority of US supermarkets provide 6% cash back on purchases up to $6,000 annually (then 1%).
  • Get 6% back on the purchase of certain US-based streaming services (see the complete list here), such as Apple Music, Netflix, Pandora, Spotify, and Amazon Prime Video.
  • taxis, lyfts, parks, tolls, trains, buses, and more all qualify for a 3% rebate.
  • Get a 3% rebate at any U.S. petrol station (that includes OCONUS NEX and AAFES)!
  • 1% cash back on all other purchases (restrictions apply)
  • If you pay for Disney+, Hulu, and ESPN+ using your Blue Cash Preferred Card each month for $12.99 or more, you’ll get a monthly rebate of $7. Sign ups are necessary.

Exchange petrol stations provide a 5 discount per gallon.

When you use your Military Star Card to purchase petrol on base, you’ll save 5 cents per gallon. For petrol expenditures above $2 per gallon. However, a 2% cash-back credit card like the Citi® Double Cash Card or the Chase Freedom FlexSM Credit Card, which often gives 5% cash back on petrol station purchases, is the superior option.

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